Recommendation to Pay Debt Before Death

Shariah Reference: Hi all readers! In this article, I will explain the recommendation to pay debt before death. We all know that not everyone who lives in this world is rich. There are many poor people. In fact, often they do not have money to just buy basic things needed for life, such as food, drinks, clothing, vehicles, homes, and so forth. The practical solution that is usually used by them is debt.

But I will not discuss debt in such a context. Here I will explain that a person is recommended to repay all of his/her debts before he dies. There is a very clear reason why Islam advocates that. By the way, do you already know the reason? If you don’t know, then read this article to the end.

As usual, before I explain the recommendation to pay debt before death, I will first quote one hadith that is specifically related to our discussion. The hadith I mean is as follows;

عَنْ أَبِيْ هُرَيْرَةَ رَضِيَ اللهُ عَنْهُ عَنِ النَّبِيِّ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ قَالَ : نَفْسُ الْمُؤْمِنِ مُعَلَّقَةٌ بِدَيْنِهِ حَتَّى يُقْضَى عَنْهُ . رَوَاهُ أَحْمَدُ وَالتِّرْمِذِيُّ

From Abu Hurairah radliyallahu ‘anhu, from the Prophet (Muhammad) sallallaahu ‘alayhi wa sallam. He said, “The spirit of a believer depends on his/her debt until the debt is paid.” The hadith was narrated by Ahmad and at-Tirmidhi.


Prohibition of Insulting People Who Have Died

Reading Surah Ya Sin on Side of People Who Will Die

There are some important things related to the above hadith that we need to know;

  1. What is meant by “the spirit of a believer depends on his/her debt” is that the spirit of a believer will continue to be prevented from reaching his/her noble position, even in the realm of Barzakh, if he/she has an unpaid debt.
  2. The hadith explains about the recommendation that someone does not have any debt to anyone before he/she dies.
  3. People who have died will always be busy with the debt until the debt is paid.
  4. If someone dies and he/she still has a debt, then the family is strongly encouraged to repay that person’s debt.

All Readers! That is a brief explanation of the recommendation to pay debt before death. Do you understand? If you want to ask, please ask!

I think that is enough for this article. May be useful!

See you again in the next article!


Hasan Sulaiman an-Nuri and Alawi Abbas al-Maliki, Ibaanatu al-Ahkaam Syarhu Buluughi al-Maraam, Vol. II, Dar al-Fikr Publishing, Beirut, 2004, p. 154.


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