Islamic Life Insurance in USA

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“Disclaimer: this article will explain some important things about Islamic life insurance for people in USA, especially Muslims in USA. This article does not specifically discuss Islamic life insurance companies in USA.

Hi all readers! Are you looking for an explanation of Islamic life insurance in USA? If your answer is “Yes”, congratulations! Now you are reading the right article. Why? Because that is what I will explain in this article. As Muslims, we must understand that. That’s why I wrote this article. So, you should read it to the end!

One important thing I want to explain is that the discussion about Islamic life insurance in USA in this article does not specifically discuss Islamic life insurance companies in USA. In this article I will only explain some basic things about Islamic life insurance in USA according to sharia principles and Islamic rules.

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islamic-life-insurance-in-usa

Specifically, there are three important things about Islamic life insurance in USA which I will explain in this article. The three important things I mean are as follows:

  1. What Is Islamic Life Insurance in USA?
  2. Is There Islamic Life Insurance in USA?
  3. Seven Criteria of Islamic Life Insurance in USA.

What Is Islamic Life Insurance in USA?

The important thing about Islamic life insurance in USA that I will explain now is “what is Islamic life insurance in USA?”. I want you to understand that first because it is one of the basic things that must be well understood.

There are two important things we must understand first:

One: Islamic life insurance.

If we read some Islamic literacy about Islamic life insurance, we will find an explanation that Islamic life insurance is an effort to protect and help each other among a number of people. This is done through investments that provide returns to meet certain risks through sharia-compliant agreements.

In Islamic life insurance there is a system. All Islamic life insurance participants will contribute if there are other participants who experience losses. In other words, the role of Islamic life insurance companies is only to take care of operational and investment matters from a number of insurance funds.

The purpose of Islamic life insurance is the welfare of Muslims, not getting very many benefits like the purpose of conventional insurance.

We can find an explanation that the welfare of Muslims is the main goal of Islamic life insurance if we understand the meaning of Islamic life insurance and the criteria of Islamic life insurance. I will explain the Islamic life insurance criteria at the end of this article.

Two: in USA.

I guess we all know USA. USA is a country. I won’t say much about it.

In simple terms, I want to say that what is meant by Islamic life insurance in USA is a life insurance or life insurance company that uses sharia principles or Islamic rules as the principle of managing insurance companies and insurance funds.

That’s a brief explanation of “what is Islamic life insurance in USA?”. As Muslims, we must understand that.

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explain life insurance,
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term life insurance,
term insurance,
iul,
whole life insurance,
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aig life insurance,
sunlife insurance,
tricare for life,
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equitable life,
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greatwestlife,
best life insurance companies,
universal life insurance,
term life,
mortgage protection insurance,
state farm life insurance,
sun life insurance,
ethos life insurance,
senior life insurance,
types of life insurance,
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burial insurance,
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canada life insurance,
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life insurance corporation,
fidelity life insurance,
usaa life insurance,
critical illness cover,
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Is There Islamic Life Insurance in USA?

The important thing about Islamic life insurance in USA that I will explain now is “is there Islamic life insurance in USA?”. I want you to understand that because it is one of the important questions for Muslims about life insurance in USA that must be well understood.

In the previous few paragraphs, I have explained that Islamic life insurance is life insurance that uses sharia principles as insurance principles. Islamic life insurance makes sharia principles the principles of managing insurance companies and managing insurance funds.

So, if you want to know whether a life insurance company is an Islamic life insurance company or a conventional life insurance company, you have to understand how they manage the life insurance company. If they make sharia principles the principles of managing insurance companies and insurance funds, then the insurance company is an Islamic life insurance company. If they do not use sharia principles as the principles for managing insurance companies and insurance funds, then the insurance company is not an Islamic life insurance company. That’s the standard.

So, simply, if you ask me, “is there Islamic life insurance in USA?”, the answer is that if in USA there are life insurance companies that make sharia principles or Islamic rules the principles of managing insurance companies and insurance funds, there is Islamic life insurance in USA. If in USA there is no life insurance company that uses sharia principles or Islamic rules as the principle of managing insurance companies and insurance funds, then, there is no Islamic life insurance in USA.

That’s a brief explanation of “is there Islamic life insurance in USA?”. As Muslims, we must understand that.

Read Also:

Concept of Takaful (Islamic Insurance)

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Seven Criteria of Islamic Life Insurance in USA

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Founder, Author, Indonesian Blogger, Muslim, Graduate of Al-Azhar University, Cairo, Egypt.

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