Halal Health Insurance in Sri Lanka

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“Disclaimer: this article will explain some important things about halal health insurance for people in Sri Lanka, especially Muslims in Sri Lanka. This article does not specifically discuss halal health insurance companies in Sri Lanka.”

Hi all readers! Are you looking for an explanation of halal health insurance in Sri Lanka? If your answer is “Yes”, congratulations! Now you are reading the right article. Why? Because that is what I will explain in this article. As Muslims, we must understand that. That’s why I wrote this article. So, you should read it to the end!

One important thing I want to explain is that the discussion about halal health insurance in Sri Lanka in this article does not specifically discuss halal health insurance companies in Sri Lanka. In this article I will only explain some basic things about halal health insurance in Sri Lanka according to sharia principles and Islamic rules.

Specifically, there are three important things about halal health insurance in Sri Lanka which I will explain in this article. The three important things I mean are as follows:

  1. What Is Halal Health Insurance in Sri Lanka?
  2. Is There Halal Health Insurance in Sri Lanka?
  3. Seven Criteria of Halal Health Insurance in Sri Lanka.

What Is Halal Health Insurance in Sri Lanka?

The first important thing about halal health insurance in Sri Lanka that I will explain now is “what is halal health insurance in Sri Lanka?”. I want you to understand that first because it is one of the basic things that must be well understood.

There are two important things we must understand first:

One: halal health insurance.

If we read some Islamic literacy about halal health insurance, we will find an explanation that halal health insurance is an effort to protect and help each other among a number of people. This is done through investments that provide returns to meet certain risks through sharia-compliant agreements.

In halal health insurance there is a system. All halal health insurance participants will contribute if there are other participants who experience losses. In other words, the role of halal health insurance companies is only to take healthe of operational and investment matters from a number of insurance funds.

The purpose of halal health insurance is the welfare of Muslims, not getting very many benefits like the purpose of conventional insurance.

We can find an explanation that the welfare of Muslims is the main goal of halal health insurance if we understand the meaning of halal health insurance and the criteria of halal health insurance. I will explain the halal health insurance criteria at the end of this article.

Two: in Sri Lanka.

I guess we all know Sri Lanka. Sri Lanka is a country. I won’t say much about it.

In simple terms, I want to say that what is meant by halal health insurance in Sri Lanka is a health insurance or health insurance company that uses sharia principles or Islamic rules as the principle of managing insurance companies and insurance funds.

That’s a brief explanation of “what is halal health insurance in Sri Lanka?”. As Muslims, we must understand that.

Is There Halal Health Insurance in Sri Lanka?

The second important thing about halal health insurance in Sri Lanka that I will explain now is “is there halal health insurance in Sri Lanka?”. I want you to understand that because it is one of the important questions for Muslims about health insurance in Sri Lanka that must be well understood.

In the previous few paragraphs, I have explained that halal health insurance is health insurance that uses sharia principles as insurance principles. Halal health insurance makes sharia principles the principles of managing insurance companies and managing insurance funds.

So, if you want to know whether a health insurance company is a halal health insurance company or a conventional health insurance company, you have to understand how they manage the health insurance company. If they make sharia principles the principles of managing insurance companies and insurance funds, then the insurance company is a halal health insurance company. If they do not use sharia principles as the principles for managing insurance companies and insurance funds, then the insurance company is not a halal health insurance company. That’s the standard.

So, simply, if you ask me, “is there halal health insurance in Sri Lanka?”, the answer is that if in Sri Lanka there are health insurance companies that make sharia principles or Islamic rules the principles of managing insurance companies and insurance funds, there is halal health insurance in Sri Lanka. If in Sri Lanka there is no health insurance company that uses sharia principles or Islamic rules as the principle of managing insurance companies and insurance funds, then, there is no halal health insurance in Sri Lanka.

That’s a brief explanation of “is there halal health insurance in Sri Lanka?”. As Muslims, we must understand that.

Read Also:

Concept of Takaful (Islamic Insurance)

Seven Criteria of Halal Health Insurance in Sri Lanka

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Founder, Author, Indonesian Blogger, Muslim, Graduate of Al-Azhar University, Cairo, Egypt.

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