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Category: Health Insurance in Islam
The main difference between health insurance in Islam and conventional health insurance lies in the basic concepts and ways of managing funds in accordance with Islamic principles. Health insurance in Islam is insurance based on the principle of mutual help and protection among participants through contributions to the Tabarru Fund, which is a collection of benevolent funds from the contributions of shariah health insurance participants who agree to help each other if there is a risk between them. These funds are then managed according to sharia principles and under the supervision of a sharia board to deal with certain risks.
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